When Bitcart fits
Choose Bitcart if you want to inspect or adapt the source and avoid software processing fees, and its supported chains fit your business.
SELF-HOSTED COMPARISON
Wholly Crypto vs Bitcart
Both tools put crypto payments on your own server. Bitcart combines an open-source stack with no processing fee; Wholly Crypto focuses on a shared workflow across 30 networks.
| What matters | Wholly Crypto | Bitcart |
|---|---|---|
| Hosting | Your Linux VPS. No Docker required. | Self-hosted, with a Docker deployment and modular components. [1] |
| Payment methods | 30 networks, Bitcoin Lightning through LND/NWC and verified tokens. Add supported custom EVM and Solana tokens. | 10 listed chains, plus tokens and supported custom contracts; Lightning is also available. [2] |
| Software fee | Default 1% of the original invoice fiat value, charged from separate prepaid credit. | No processing or subscription fee for the software. [1] |
| Receiving funds | Direct to your wallets. Optionally send to Kraken, Binance or Coinbase and convert there. No bank payouts. | Payments go to your wallet. Receiving does not require giving Bitcart your private keys. [1] |
| Setup & operation | Licensed binary software. External HTTPS/WSS nodes, projects, stores and wallet tools in one console. | Open-source components; Electrum/SPV-based integrations and developer SDKs. [1] |
All options can involve network fees. Self-hosting also needs a server, secure backups and maintenance. Asset counts are not directly comparable: a token is not a separate network.
Bitcoin, with a Lightning option.
Wholly Crypto accepts Lightning through your external LND node or a compatible Nostr Wallet Connect wallet. Enable it per store alongside on-chain Bitcoin. Customers scan a Lightning invoice; settlement does not wait for block confirmations.
Choose your custody model: your own node, managed self-custody or a custodial provider. NWC alone does not tell you who holds the keys. Receiving capacity and separate channel backups matter; sending and refunds stay in the connected wallet. Read the Lightning guide →
Receive crypto. Choose what to keep.
Wholly Crypto can send supported coins and tokens to your Kraken, Binance or Coinbase account, manually or through sweep rules. Choose a direct spot market to convert a credited deposit to fiat or another crypto.
This is optional exchange conversion, not bank settlement. Exchange custody, verification, regional limits, trading fees and network fees apply. Your customer payment still arrives in your wallet first. Exchange features →
When Wholly Crypto fits
Choose Wholly Crypto if you want a broader network selection, project and store controls, payment exceptions and wallet operations in the same interface.
Explore the features →Before you choose
Bitcart supports stablecoins and custom tokens too. Compare the exact network and contract you need, not just the number of coin symbols. [1] Bitcart documentation ↗ · [2] Supported coins and tokens ↗ · [3] Bitcart features ↗
Wholly Crypto needs prepaid credit for automation. If it runs out, customer payments and checkout creation continue, but IPN, webhooks, Sweep, new exchange conversions, new projects/stores and installing updates pause. How credits work →
See if it fits your store.
Try the checkout without sending funds, or look through the setup guide.